Civil Servants and Non-Civil Service
Contract Staff Protection Scheme

Chartis Insurance Hong Kong Limited (CHARTIS) is pleased to be appointed by the Standing Committee on Medical and Dental Facilities for Civil Servants as one of the carriers of the voluntary insurance scheme for civil servants since July 2000. We have specifically tailor-made a Civil Servants and Non-Civil Service Contract Staff Protection Scheme for you which offers you an economical means of extending insurance protection to your family, including your spouse, dependent children, parent(s) and parent(s)-in-law.

Basically, our plan consists of Basic Accident Cover, Critical Illness Cover, Hospitalization Cover and China Assist Cover to meet your different insurance needs. Differing from the traditional employee benefit, this plan is portable upon retirement or resignation. The plans are briefed as follows. For more details, please refer to our brochure.

Basic Accident Cover

Cover Summary (HK$)				Monthly Premium (HK$)
Unit	AD & D	AMR	E & R	Individual or Parents / PIL	Individual + Spouse	Family	Individual + Child(ren)
1	$300,000	$10,000	$500,000	$30	$60	$60	$30
2	$600,000	$15,000	$500,000	$48	$96	$96	$48
3	$900,000	$20,000	$500,000	$64	$128	$128	$64
4	$1,200,000	$25,000	$500,000	$80	$160	$160	$80
5	$1,500,000	$30,000	$500,000	$96	$192	$192	$96

Additional Accidental Death and Medical Expenses Protection

Cover Summary (HK$)		Monthly Premium (HK$)
Accidental Death and Disablement	Accidental Medical Expenses/Accident	Child(ren) Coverage
100,000	1000	19

Critical Illness Cover

Cover Summary (HK$)	Unit
Critical Illness Benefit	1	2	3	4	5
	$100,000	$200,000	$300,000	$400,000	$500,000

Entry Age	Individual		Family
	Male	Female
18 - 25	$30	$24	$47
26 - 30	$47	$35	$70
31 - 35	$66	$47	$94
36 - 40	$85	$61	$128
41 - 45	$125	$80	$177
46 - 50	$156	$100	$224
51 - 55	$201	$124	$284
56 - 60	$242	$138	$339
61 - 65	$306	$226	$432

Hospitalization Cover

Cover Summary (HK$)				Monthly Premium (HK$)
Unit	HI	LTB	ICU	Individual	Individual + Spouse	Family	Each Parent / parent-in-law
1	$300/day	Extra $300/day	Extra $300/day	$29	$58	$73	$44
2	$600/day	Extra $600/day	Extra $600/day	$58	$116	$145	$87
3	$900/day	Extra $900/day	Extra $900/day	$86	$172	$215	$129
4	$1,200/day	Extra $1,200/day	Extra $1,200/day	$115	$230	$288	$173
5	$1,500/day	Extra $1,500/day	Extra $1,500/day	$144	$288	$360	$216

China Assist Cover

Area of Protection	Monthly Premium
Hospital Guarantee Admission Deposit	HK$22
Hospitalization & Medical Expenses Max. HK$ 150,000
Emergency Cash Transmission
24-hour Legal Advice

Student Plan

Coverage	Plan A	Plan B
Accidental Death and Disablement Benefit	HK$100,000	HK$100,000
Accidental Medical Expenses Benefit (deductible from Accidental Medical Expenses Benefit)	Maximum HK$3,000 per disability	Maximum HK$3,000 per disability
Chinese Bonesetters and / or Acupuncturists (included under the Registered Medical Practitioner Treatment)	HK$150 per day and subject to a maximum of HK$1,000 per disability and HK$2,000 per policy year	HK$150 per day and subject to a maximum of HK$ 1,000 per disability and HK$2,000 per policy year
Daily Hospital Income  Benefit	HK$200 per day	HK$200 per day
Third Degree Burns Benefit (deductible  from Accidental Death and Permanent Disablement Benefit)	HK$50,000	HK$50,000
Broken Bones Benefit	HK$10,000	HK$10,000
Critical Illness Benefit	Not applicable	HK$100,000
Monthly Premium (HK$)	HK$45	HK$70

Senior Care Plan

Coverage	Plan A	Plan B
Accidental Death and  Permanent Disablement Benefit	HK$150,000	HK$300,000
Accidental Medical Expenses Benefit	Maximum HK$2,000 per disability and HK$10,000 per policy year	Maximum HK$3,000 per disability and HK$20,000 per policy year
Chinese Bonesetters and / or Acupuncturists (deductible from Accidental Medical Expenses Benefit)	HK$180 per day and subject to a maximum of HK$2,000 per disability and HK$4,000 per policy year	HK$180 per day and subject to a maximum of HK$ 2,000 per disability and HK$4,000 per policy year
Daily Hospital Income  Benefit	HK$200 per day	HK$300 per day
Care Assistant Benefit	HK$2,500/month up to 60 months	HK$5,000/month up to 60 months
Broken Bones Benefit	HK$75,000	HK$150,000
Monthly Premium (HK$)	HK$107	HK$195

Important Note: All the above benefits shall be reduced by 50% for any senior who attains the age of 81.

For application, please complete the application form and send to
Chartis Insurance Hong Kong Limited, 46/F, One Island East, 18 Westlands Road, Hong Kong

For any queries, please call

CHARTIS Hotline: 3666 7015

Monday to Friday 9:00am-6:00pm
(Except Public Holiday)

25% Special Discount on Chartis Travel Insurance Policyholders of our Hong Kong Civil Servant Scheme can enjoy 25% discount on TravelWise Protection Plan (Per Trip). Before the departure, simply visit (http://www.chartisinsurance.com.hk/travelwise) and Input the discount code AIG03525 to enjoy the discount. Enquiry Hotline: 3666 7022