Chartis Insurance Hong Kong Limited (CHARTIS) is pleased to be appointed by the Standing Committee on Medical and Dental Facilities for Civil Servants as one of the carriers of the voluntary insurance scheme for civil servants since July 2000. We have specifically tailor-made a Civil Servants and Non-Civil Service Contract Staff Protection Scheme for you which offers you an economical means of extending insurance protection to your family, including your spouse, dependent children, parent(s) and parent(s)-in-law.
Basically, our plan consists of Basic Accident Cover, Critical Illness Cover, Hospitalization Cover and China Assist Cover to meet your different insurance needs. Differing from the traditional employee benefit, this plan is portable upon retirement or resignation. The plans are briefed as follows. For more details, please refer to our brochure.
Basic Accident Cover
| Cover Summary (HK$) |
Monthly Premium (HK$) |
|
Unit
|
AD & D
|
AMR
|
E & R
|
Individual or Parents / PIL
|
Individual + Spouse
|
Family
|
Individual + Child(ren)
|
|
1
|
$300,000
|
$10,000
|
$500,000
|
$30
|
$60
|
$60
|
$30
|
|
2
|
$600,000
|
$15,000
|
$500,000
|
$48
|
$96
|
$96
|
$48
|
|
3
|
$900,000
|
$20,000
|
$500,000
|
$64
|
$128
|
$128
|
$64
|
|
4
|
$1,200,000
|
$25,000
|
$500,000
|
$80
|
$160
|
$160
|
$80
|
|
5
|
$1,500,000
|
$30,000
|
$500,000
|
$96
|
$192
|
$192
|
$96
|
Additional Accidental Death and Medical
Expenses Protection
|
Cover Summary (HK$)
|
Monthly Premium (HK$)
|
|
Accidental
Death and Disablement
|
Accidental
Medical Expenses/Accident
|
Child(ren)
Coverage
|
|
100,000
|
1000
|
19
|
Critical Illness Cover
|
Cover Summary (HK$)
|
Unit
|
|
Critical Illness Benefit
|
1
|
2
|
3
|
4
|
5
|
|
$100,000
|
$200,000
|
$300,000
|
$400,000
|
$500,000
|
|
Entry Age
|
Individual
|
Family
|
|
Male
|
Female
|
|
18 - 25
|
$30
|
$24
|
$47
|
|
26 - 30
|
$47
|
$35
|
$70
|
|
31 - 35
|
$66
|
$47
|
$94
|
|
36 - 40
|
$85
|
$61
|
$128
|
|
41 - 45
|
$125
|
$80
|
$177
|
|
46 - 50
|
$156
|
$100
|
$224
|
|
51 - 55
|
$201
|
$124
|
$284
|
|
56 - 60
|
$242
|
$138
|
$339
|
|
61 - 65
|
$306
|
$226
|
$432
|
Hospitalization Cover
|
Cover Summary (HK$)
|
Monthly Premium (HK$)
|
|
Unit
|
HI
|
LTB
|
ICU
|
Individual
|
Individual + Spouse
|
Family
|
Each Parent /
parent-in-law
|
|
1
|
$300/day
|
Extra $300/day
|
Extra $300/day
|
$29
|
$58
|
$73
|
$44
|
|
2
|
$600/day
|
Extra $600/day
|
Extra $600/day
|
$58
|
$116
|
$145
|
$87
|
|
3
|
$900/day
|
Extra $900/day
|
Extra $900/day
|
$86
|
$172
|
$215
|
$129
|
|
4
|
$1,200/day
|
Extra $1,200/day
|
Extra $1,200/day
|
$115
|
$230
|
$288
|
$173
|
|
5
|
$1,500/day
|
Extra $1,500/day
|
Extra $1,500/day
|
$144
|
$288
|
$360
|
$216
|
China Assist Cover
| Area of Protection |
Monthly Premium |
|
Hospital Guarantee Admission Deposit
|
HK$22
|
|
Hospitalization & Medical Expenses Max. HK$ 150,000
|
|
Emergency Cash Transmission
|
|
24-hour Legal Advice
|
Student Plan
| Coverage |
Plan A |
Plan B |
- Accidental Death and
Disablement Benefit
|
HK$100,000 |
HK$100,000 |
- Accidental Medical Expenses Benefit (deductible from Accidental Medical Expenses Benefit)
|
Maximum HK$3,000 per disability |
Maximum HK$3,000 per disability |
Chinese Bonesetters and / or Acupuncturists (included under the Registered Medical Practitioner Treatment)
|
HK$150 per day and subject to a maximum of HK$1,000 per disability and HK$2,000 per policy year |
HK$150 per day and subject to a maximum of HK$ 1,000 per disability and HK$2,000 per policy year |
- Daily Hospital Income Benefit
|
HK$200 per day |
HK$200 per day |
- Third Degree Burns Benefit (deductible from Accidental Death and Permanent Disablement Benefit)
|
HK$50,000 |
HK$50,000 |
- Broken Bones Benefit
|
HK$10,000 |
HK$10,000 |
- Critical Illness Benefit
|
Not applicable |
HK$100,000 |
| Monthly Premium (HK$) |
HK$45 |
HK$70 |
Senior Care Plan
| Coverage |
Plan A |
Plan B |
- Accidental Death and Permanent Disablement Benefit
|
HK$150,000 |
HK$300,000 |
- Accidental Medical Expenses Benefit
|
Maximum HK$2,000 per disability and HK$10,000 per policy year |
Maximum HK$3,000 per disability and HK$20,000 per policy year |
Chinese Bonesetters and / or
Acupuncturists (deductible
from Accidental Medical
Expenses Benefit)
|
HK$180 per day and subject to a maximum of HK$2,000 per disability and HK$4,000 per policy year |
HK$180 per day and subject to a maximum of HK$ 2,000 per disability and HK$4,000 per policy year |
- Daily Hospital Income Benefit
|
HK$200 per day |
HK$300 per day |
- Care Assistant Benefit
|
HK$2,500/month up to 60 months |
HK$5,000/month up to 60 months |
- Broken Bones Benefit
|
HK$75,000 |
HK$150,000 |
| Monthly Premium (HK$) |
HK$107 |
HK$195 |
Important Note: All the above benefits shall be reduced by 50% for any senior who attains the age of 81.
For application, please complete the application form and send to
Chartis Insurance Hong Kong Limited, 46/F, One Island East, 18 Westlands Road, Hong Kong
For any queries, please call
CHARTIS Hotline: 3666 7015
Monday to Friday 9:00am-6:00pm
(Except Public Holiday)
25% Special Discount on Chartis Travel Insurance
Policyholders of our Hong Kong Civil Servant Scheme can enjoy 25% discount
on TravelWise Protection Plan (Per Trip).
Before the departure, simply visit (http://www.chartisinsurance.com.hk/travelwise) and
Input the discount code AIG03525 to enjoy the discount.
Enquiry Hotline: 3666 7022 |