A revolutionary type of Group Personal Accident and Travel Insurance policy that is designed to be more flexible in scope of cover by removing some of the traditional exclusions and age limit; and introducing new benefits that today will lead to aim the insurance market.
- No Pre-existing medical exclusions NEW!
- No Age LimitNEW!
- Increased Living BenefitsNEW!
- Combined policy wordings of Group Personal Accident and Travel insuranceNEW!
- General Exclusion – Reduced from 14 to 3IMPROVED!
- 6 Ground Breaking Benefits added to Permanent Disability Scale:NEW!
- Quadriplegia
- Paraplegia
- Lower jaw by surgical treatment payout
- Loss of kidney
- Loss of spleen
- Permanent facial scarring longer than 5 cm / 10 cm
- Bereavement benefit with lump sum payout of 10%NEW!
- Severe Injury benefit with lump sum payout of 10%NEW!
- General exclusions now only 3IMPROVED!
- Fracture benefit scale enhancedIMPROVED!
- Severe Burns to include 2nd Degree BurnIMPROVED!
- No pre-existing medical exclusionsNEW!
- Free Cover for accompanying spouse and dependent children on a business tripNEW!
- Free leisure trip upgrade for directors, managing director, chairman, chief executive officer or president and their spouse and dependent childrenNEW!
- Employment disruption benefit to take care of advance deposits for transport and accommodation expensesNEW!
- Kidnap benefit of up to HKD$ 100,000
NEW!
- Personal Liability benefit limit of up to HKD$ 10,000,000
IMPROVED!
- Medical benefit with no capping of traditional Chinese medicineIMPROVED!