How is an automobile claim calculated?
We follow the recommendations made by motor surveyor and use the second hand market data to arrive at the value of a vehicle of the same type and condition.
After a traffic accident occurred, when do I need to report it to the insurer?
You should report the accident to us as soon as possible.
If I am not at fault in a traffic accident, why my NCD is deducted after my claim submission?
NCD means “No Claim Discount”. It does not mean “No Blame Discount” or “No Fault Discount”. Your NCD will be deducted upon claim submission, regardless whether you are at fault in the accident.
Is there any time limit for reporting an automobile claim?
You should report the claim to us as soon as possible.