Is there any time limit for reporting a domestic worker claim?
You should report the claim to us as soon as possible.
Should the proposer and the employer of the insured domestic worker be the same person?
Yes. The proposer and the employer of the insured domestic worker should be the same person.
What are the main exclusions of the domestic worker insurance?
The main exclusions under the domestic worker insurance include but are not limited to the followings: any disease existed prior to the effective date of the policy, hospitalisation due to acts of war, riots, strikes, or act of terrorism, suicide, psychiatric or mental disorders, congenital abnormalities, HIV, sexually transmitted diseases, drug addiction or pregnancy, repatriation expenses due to pregnancy, etc. Please refer to your policy for details.
What is 'infidelity' benefit?
The benefit covers the financial losses arising from any proven dishonest act committed by the domestic worker. The employer should immediately report the act to the police and shall obtain compensation on conviction of the domestic worker from the court.